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  <!-- ═══════════════════════════════════════════
       NÚCLEO DEL SITIO
       ═══════════════════════════════════════════ -->

  <url>
    <loc>https://contadoresdiez.com/</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/diagnostico-gratuito</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/calculadoras</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══════════════════════════════════════════
       SILO 1 — REGULARIZACIÓN FISCAL
       Pillar: /regularizacion-fiscal
       ═══════════════════════════════════════════ -->

  <url>
    <loc>https://contadoresdiez.com/regularizacion-fiscal</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/declaraciones-pendientes</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/adeudos-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/carta-invitacion-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/requerimiento-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/multas-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/discrepancia-fiscal</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/depositos-cuentas-personales</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/recargos-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/como-regularizarme-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/programa-regularizacion-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/preguntas-frecuentes-regularizacion</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/actualizaciones-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/personas-fisicas-adeudos</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/regularizar-resico</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/regularizar-actividad-empresarial</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/regularizar-honorarios</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/regularizar-arrendamiento</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/sin-efirma-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/sin-contrasena-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/opinion-cumplimiento-negativa</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- ═══════════════════════════════════════════
       SILO 2 — DECLARACIONES SAT
       Pillar: /declaraciones-sat
       ═══════════════════════════════════════════ -->

  <url>
    <loc>https://contadoresdiez.com/declaraciones-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/declaracion-anual</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/declaracion-anual-asalariados</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/declaraciones-mensuales</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══════════════════════════════════════════
       SILO 3 — TRÁMITES SAT
       Pillar: /tramites-sat
       ═══════════════════════════════════════════ -->

  <url>
    <loc>https://contadoresdiez.com/tramites-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/rfc</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/efirma</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/contrasena-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/opinion-cumplimiento-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/buzon-tributario</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/citas-tramites-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══════════════════════════════════════════
       SILO 4 — PERSONAS FÍSICAS
       Pillar: /contador-personas-fisicas
       ═══════════════════════════════════════════ -->

  <url>
    <loc>https://contadoresdiez.com/contador-personas-fisicas</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/resico</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/actividad-empresarial</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/honorarios</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/arrendamiento</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/plataformas-digitales</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/contador-para-resico</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══════════════════════════════════════════
       SILO 5 — EMPRENDEDORES
       Pillar: /emprendedores
       ═══════════════════════════════════════════ -->

  <url>
    <loc>https://contadoresdiez.com/emprendedores</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/negocio-nuevo-sat</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══════════════════════════════════════════
       SILO 6 — AMAZON
       ═══════════════════════════════════════════ -->

  <url>
    <loc>https://contadoresdiez.com/amazon</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══════════════════════════════════════════
       SILO 7 — MERCADO LIBRE
       ═══════════════════════════════════════════ -->

  <url>
    <loc>https://contadoresdiez.com/mercado-libre</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══════════════════════════════════════════
       SILO 8 — DEVOLUCIÓN ISR
       ═══════════════════════════════════════════ -->

  <url>
    <loc>https://contadoresdiez.com/devolucion-isr</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ═══════════════════════════════════════════
       CIUDADES — 14 páginas locales
       ═══════════════════════════════════════════ -->

  <url>
    <loc>https://contadoresdiez.com/contador-en-linea-cdmx</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/contador-en-linea-monterrey</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/contador-en-linea-guadalajara</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/contador-en-linea-queretaro</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/contador-en-linea-puebla</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/contador-en-linea-zapopan</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/contador-en-linea-leon</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/contador-en-linea-chihuahua</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/contador-en-linea-san-luis-potosi</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/contador-en-linea-tijuana</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/contador-en-linea-cancun</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/contador-en-linea-yucatan</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/contador-en-linea-oaxaca</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/contador-en-linea-merida</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══════════════════════════════════════════
       BLOG — índice + 13 artículos
       ═══════════════════════════════════════════ -->

  <url>
    <loc>https://contadoresdiez.com/blog</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Artículos nuevos 2026 — alta demanda de búsqueda -->
  <url>
    <loc>https://contadoresdiez.com/blog/errores-comunes-cfdi-2026</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/blog/como-responder-buzon-tributario-sat-2026</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/blog/beneficios-planeacion-fiscal-personas-fisicas-2026</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Artículos 2026 (máxima prioridad — frescos) -->
  <url>
    <loc>https://contadoresdiez.com/blog/resico-vs-honorarios-profesionistas-mexico-2026</loc>
    <lastmod>2026-08-06</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/blog/contador-freelancer-upwork-fiverr-mexico-2026</loc>
    <lastmod>2026-08-06</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/blog/deducciones-home-office-persona-fisica-mexico-2026</loc>
    <lastmod>2026-08-06</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Artículos evergreen actualizados -->
  <url>
    <loc>https://contadoresdiez.com/blog/cuanto-cobra-un-contador-en-mexico-2025</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/blog/resico-2025-guia-completa-profesionistas</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/blog/deducciones-personales-2025-mexico</loc>
    <lastmod>2026-08-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Artículos por sector -->
  <url>
    <loc>https://contadoresdiez.com/blog/declaraciones-fiscales-arquitectos-guadalajara</loc>
    <lastmod>2025-06-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/blog/contador-para-arquitectos-guadalajara</loc>
    <lastmod>2025-04-18</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/blog/control-contable-medicos-independientes</loc>
    <lastmod>2025-05-28</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/blog/obligaciones-fiscales-ingenieros-zapopan</loc>
    <lastmod>2025-05-10</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/blog/contabilidad-fraccionamientos-transparente</loc>
    <lastmod>2025-04-22</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/blog/planeacion-fiscal-empresas-servicios</loc>
    <lastmod>2025-04-05</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://contadoresdiez.com/blog/como-darse-de-alta-sat-profesionista-independiente</loc>
    <lastmod>2025-05-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

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